Description

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

General Counsel’s Organization:

The General Counsel’s Organization (GCO) at American Express is seeking a Vice President & Senior Counsel to serve as the primary lawyer advising the Credit and Fraud Risk (CFR) organization on modeling, Artificial Intelligence (AI), decision science and data strategy. CFR functions are critical to the core businesses of Amex given the close interaction across all lines of business and the foundational nature of underwriting and customer management practices, which contribute to Amex’s industry-leading write-off rates and customer service results. CFR is tasked with building out increasingly complex credit and fraud controls, as well as servicing, operations and remittance procedures and strategy across Amex’s credit and charge cards, virtual payment accounts, non-card lending products, and bank deposit accounts.

The successful candidate will be responsible for providing day-to-day legal and strategic advice to help drive the development and implementation of the CFR’s modeling strategies, policies, analytics and capabilities (with a particular focus on AI). This position requires regularly navigating novel business and legal issues across a broad range of matters and working seamlessly with colleagues on a global basis. This role will report to the Managing Counsel who leads the CFR and Global Credit and Fraud Operations (GCFO) legal team.

Role & Responsibilities:

• Provide legal and strategic advice on a broad range of matters impacting CFR, including modeling, AI, decision science and data strategy, all within a dynamic business and regulatory environment

• Stay abreast of, and advise stakeholders on, key regulatory and legal developments impacting CFR and model risk governance

• Engage in strategic projects for CFR, GCFO and GCO to advance cutting-edge business opportunities and address emerging industry trends in AI and data strategy

• Develop strategies to address the evolving global legal landscape around automated decision making

• Identify and lead process improvements to promote agility in legal and related business operations

• Partner with and influence large number of stakeholders globally, including without limitation, across GCO, Compliance, Government Affairs and CFR

• Proactively protect the brand and reputation of American Express through legal advice and guidance regarding company activities and legal and regulatory compliance

• Build and leverage leadership and subject matter expertise to serve as an engaging mentor, advisor and leader to colleagues on the team and across the GCO

Skills and Qualifications:

• J.D. with admission to practice law in New York

• 8 years of relevant work experience in a law firm and/or in-house corporate legal environment; background in engineering, science, intellectual property, artificial intelligence, decision science, data strategy or similar experience is preferred; consumer lending, FCRA and/or fair lending experience also preferred

• Proven ability to act as a trusted advisor to senior business leaders

• Ability to build strong relationships and collaborate effectively with cross-functional stakeholders to drive results on complex, global issues

• Interest and ability to develop deep understanding of business needs and objectives, and integrate details of business operational processes and procedures in provision of legal advice

• Strategic thinker with excellent business understanding, analytical skills and a strong ability to spot legal issues across a range of subject areas.

• Excellent ability to communicate complex issues clearly and persuasively, in writing and orally, and to synthesize and explain complex issues (e.g. CFR’s modeling and decisioning initiatives) for senior business leaders and other GCO partners

• Strong drafting and negotiation skills

• Strong interpersonal skills, executive presence and ability to effectively interact at all levels within the organization and with external counterparties

• Capable of advising on emerging and evolving areas of law and prioritizing competing demands while maintaining high attention to detail and meeting deadlines

Qualifications

Salary Range: $220,000.00 to $320,000.00 annually bonus equity (if applicable) benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

Employment eligibility to work with American Express in the U.S is required as the company will not pursue visa sponsorship for these positions

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

Job: Executive

Primary Location: US-New York-New York

Schedule Full-time

Req ID: 25000822