Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

$ 76,800 - $ 115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

L9 -

Job summary : Responsible for supporting 2nd-line oversight activities and monitoring of the AML/ATF/Sanctions/ABAC compliance programs for covered TD businesses and legal entities, including managing critical program initiatives and handling complex / high-risk matters and escalations.

Job Description:

• Demonstrate governance, control and risk management behaviors aligned with TD policies and practices

• Support or assist with the reviews of remediation efforts of audit findings or regulatory matters issued by relevant regulatory bodies.

• Liaise with 1st line support function, internal audit, regulatory and law enforcement agencies on AML/ATF/Sanctions examinations and related inquiries.

• Co-ordinate responses to regulatory examinations and internal audits, reviewing, packaging, and tracking and providing information for department executive.

• Provide advice to the business on AML requirements across customers, products and transactions.

• Complete all tasks within required timeframes

• Ensure that assessments (monitoring, risk assessment etc.) are completed and communicated in a dynamic and timely fashion

• Work collaboratively with business and control partners within the organization

• Continually develop and maintain effective working relationships with key stakeholders

• Actively monitor and assess global Financial Crimes and AML developments and emerging risk

• Provide strategic direction on a broad and diverse range of complex AML/ATF/ Sanctions/ABAC program activities

• Contribute to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs

• Work with senior business unit management / partners to develop proactive strategies, tactics, policies, and programs to effectively manage regulatory / compliance issues

• Provide insight, guidance, and recommendations and act as a specialized resource to other departments based on subject matter expertise including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance, training and/or compliance assurance and testing

Employee/Team Accountabilities :

• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interest

• Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business

• Participates in personal performance management and development activities, including cross training within own team

• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices

• Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships

• Contributes to a fair, positive, and equitable environment that supports a diverse workforce

• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

SHAREHOLDER

• Actively assists in developing and overseeing implementation of business line policies and procedures

• Collaborates with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses

• Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate

• Proactively identify key business opportunities, research, and recommend enhancements / modifications, develop strategies to achieve recommendations and work closely with team to execute and implement

• Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements

• Understand TDBG issues / parameters and guide others to protect the reputation and interest of TDBG by adhering to operating standards and processes related to AML/ATF/ Sanctions/ABAC

• Provide oversight on risk assessment processes as required

• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary

• Keep current on emerging issues, trends, and evolving regulatory requirements and assess potential impacts

• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

• Liaise with regulatory and law enforcement agencies on AML/ATF/ Sanctions/ABAC examinations and related inquiries

• Ensure employees are building and enhancing their knowledge and expertise; and employees assume responsibility in minimizing e operational and regulatory risk by complying with Bank policy and Code of Conduct

Employee/Team Accountabilities

• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interest

• Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business

• Participates in personal performance management and development activities, including cross training within own team

• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices

• Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships

• Share knowledge, information, skills, and subject matter expertise among the team and ensure the timely communication of issues and encourage good working relationships with other functions and teams

• Support an environment where team freely escalates business challenges; facilitate change through positive reinforcement of milestones and successes

• Contributes to a fair and equitable environment that supports a diverse workforce and encourage the team to achieve common goals and objectives

• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

• Work collaboratively with AML/ATF/ Sanctions/ABAC professionals and overall operation of a diverse group in an area of moderate risk, complexity, or scope, while growing talent, developing skills and capabilities to achieve career goals, support project / initiative success and achieve business results

• Provide oversight to aspects of an assigned portfolio of mature or non-complex and dynamic TD businesses and legal entities

• Expert knowledge of the business and operational functions supported

• Contact for business management, external/internal auditors, dealing with non-routine information

• Sound knowledge of external competition, industry and/or market trends in relation to own function / business

• Involves contact with cross-functional teams across TDBG and external contacts

• Generally reports to a Senior Manager or above

EXPERIENCE & EDUCATION

• Undergraduate Degree

• Advanced degree, professional accreditation, and/or 5+ years relevant industry experience.

• Experience with Risk Management frameworks regulatory relationship management. Knowledge of key global Financial Crimes and AML regulations

• Financial Crimes or AML or Internal Audit Designations(i.e. ACAMS, CIA, CPA, CMA etc.)

• Experience dealing with Financial Crimes Regulatory Compliance would be an asset

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more (http://www.td.com/ca/en/about-td/who-we-are/benefits-of-working-at-td)

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.