This job was posted by https://idahoworks.gov : For more information, please see: https://idahoworks.gov/jobs/2325322

202 Falls Ave., P.O. Box 5079, Twin Falls, ID 83303-5079 Phone (208) 732-5727

NOW HIRING: LOAN PROGRAM MANAGER AND SENIOR LOAN OFFICER

Frontier Community Resources, also know as Region IV Development Association, Inc., is a private, not-for-profit corporation that was established to serve as a Council of Governments and to encourage the development and diversification of the economy in Southern Idaho. The company manages several loan programs to assist Idahos small businesses, which in turn, accomplishes the goal of supporting economic development activities. The SBA 504 Loan program is a powerful economic development tool that offers small businesses an avenue for business financing, while promoting business growth, and job creation. The organization is recognized by the U.S. Small Business Administration as a Certified Development Company (CDC) that allows for the delivery of the SBA 504 loan program throughout Idaho. Frontier Community Resources also manages revolving loan fund programs in partnership with the Economic Development Administration (EDA), USDA-Rural Development, U.S Department of Treasury, the State of Idaho, and the Environmental Protection Agency. Each of these programs are designed to help support small business in South-Central and Southwestern Idaho and strengthen the Idaho economy. Organization Relationship: Reports to: President, Boards of Directors (Association and Small Business Loan) Supervises: Loan Officers, Business Development Officer, and Lending Assistants FLSA Status: Exempt Salary Range: \$80,000 - \$90,000 (DOE) Schedule: Monday Friday 7:30 a.m. to 4:30 p.m. Job Duties and Responsibilities The Loan Program Manager and Senior Loan Officer should be able to perform the following duties and fulfill the following responsibilities:

Loan Program Manager

Operate loan programs in compliance with laws and regulations, adhere to lending compliance guidelines, follow the organizations policy and procedure manual and program loan policy manual(s), the SBA SOP, and work plans, and follow prudent lending industry practices.

Manage the day-to-day operations of the loan department and loan department team members.

Stay current on relevant loan programs and other financial services in the industry.

Evaluate and update procedures, processes, and practices to improve operations and workflow efficiencies.

202 Falls Ave., P.O. Box 5079, Twin Falls, ID 83303-5079 Phone (208) 732-5727

Regularly prepare and present reports to the President, Board of Directors, and funding agencies regarding loan department operations, activities, and loan portfolio status.

Conduct daily and weekly department team meetings. Assist the President with the recruitment, interviewing, and the selection of

staff that have the right technical, professional and personal abilities to help further the organizations mission.

Ensure that all staff receive an orientation to the organization and provide appropriate, on-going professional development training.

Implement a performance management process for all loan department staff which includes monitoring the performance of staff on an on-going basis and assisting the President with conducting an annual performance review.

Coach and mentor staff as appropriate to improve performance. Participate in management team meetings with the President and other

department leaders. Assist the President with preparing an annual operating budget and manage

the loan department operations within the established budget. Develop and carry out marketing campaigns and appropriate referral

appreciation events. Assist the President with establishing and implementing safe and securing

loan file systems. Advise President on operational and staffing needs. Schedule and manage independent file reviews e ery year and implementing

recommended corrective actions Perform other staff functions that are critical to the success of the

organization. Other duties as assigned by the President and Board of Directors.

Senior Loan Officer

Oversee and review all credit underwriting functions including pipeline management, determining credit worthiness, reviewing credit memos, and quality submissions for approval to the board and funding agencies.

Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish mission goals.

Market the loan programs through networking groups, chamber participation and community involvement.

Assess customer needs, exploring all options and introduce different types of financing options.

Collect, interpret, and analyze data. Communicate with clients either to request or to provide information. Complete loan contracts and counsel clients on policies and restrictions. Provide additional follow-up and support for start-up companies as

borrowers. Go the &l